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What the Experts say

Has the outlook on tax planning in retirement changed?

Matthew Lester looks at ways to cut retirement income requirements so that less tax is payable to SARS. In times gone by the universal approach adopted when retiring or withdrawing from a retirement fund (pension, provident or retirement annuity fund) was ‘take one-third of the capital in cash and the rest as an annuity. When dealing with provident funds, …

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The consequences of the currency by Dawie Roodt

  Not too long ago certain labour movements, political parties and even a few economists called for “a weaker currency”. Now we have one; their silence is deafening! Obviously a weaker currency will make it easier for exporters to compete internationally. Their input prices mostly remain rand based while they receive dollars (or another “hard” …

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Confessions of an unreconstructed neo-liberal fundamentalist

Let us consider what Dawie Roodt has to say here about “Confessions of an unreconstructed neo-liberal fundamentalist” and follow his views in the next four editions of his newsletter which will be “dedicated to his plan for the economy”.  This should make for both interesting and thought provoking reading – which, coming from Dawie, is …

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DAYLIGHT ROBBERY

Back in 1696 the then Bank of England was facing financial strain. To rectify the situation, King William III instituted a Window Tax. Under the new tax, each house would pay tax based on the number of windows that it had. In theory this tax was well conceived. It was easy to assess (counting the …

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Prospects for South Africa’s policy rate

According to Arthur Kamp, Investment Economist, Sanlam Investment Management  “……the surge in the domestic equity market from its recession induced low in 2009 has helped underpin a bounce in household net wealth, thus further supporting the recovery in household consumption.  Indeed, real consumer spending surprised consensus expectations to the upside through 2010, advancing, on average, …

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Executive Summary of Weekly Focus (by Group Advisory Services, Stanlib)

Market Comment STANLIB’s economist, Kevin Lings, continues to believe (even after recent weak numbers) that there is only a 20-30% risk of a “double-dip” recession in the near term, meaning that there is a 70-80% probability of continued, albeit slower, global growth.  Many top analysts/economists agree with this view, saying that it is quite normal …

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Money Marketing Newsletter – Time facts to never forget – sometimes we are just not that unique

In today’s newsletter we look at the importance of time. Today the focus has been the release of Nelson Mandela 20 years ago. It has been a privilege to share such an exciting time in South Africa’s history. Each generation has their moment of text book copy that they share in – sometimes it is …

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Money Marketing Newsletter – Synchronised recession, desynchronised recovery; SA listed property

In today’s newsletter we take a look at the ever present topic of the global recovery and what we could expect in 2010. The recession hit everyone hard – at mostly the same time. But the recovery from that recession is significantly different across the globe. Key to how well you recover from this recession …

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Resilient Rand supports domestic demand recovery

The unfolding recovery in the global economy, the concomitant increase in South Africa’s terms of trade over the past year and the marked decline in household debt servicing costs through 2009 are supportive of a recovery in economic growth in the year ahead. Read more ….