In my practice I am regularly asked by some clients to give my views on the direction of the Rand relative to their investments or those portions of their investments that are exposed to other geographic regions and currencies of the world. This, of course, calls for extreme caution on my part as I am […]
Money Marketing – When will the rand weaken – and against what? Read More »
According to the 2011 Budget Review, 1 March 2012 will see the introduction of a new dispensation for permissible deductions towards retirement funds. There is a clear twofold message behind these changes, particularly when read together with the taxation of lump sum benefits: – higher income earners will have to make additional provision for retirement
Retirement Fund Deductions: One door closes, another opens Read More »
Inflation – how to interpret it – how to measure it – how to combat it – how to relate to it in our own financial plans? These are questions we often ask. This week’s Money Marketing offers an easy-to-relate-to view on Inflation/CPI worth reading. In my own office I have an interesting visual aid
Money Marketing Newsletter – Inflation – how to interpret it…… Read More »
“A 9.0 magnitude earthquake occurred off the north-eastern coast of Japan on 11 March (Friday). This is the largest earthquake ever recorded in Japan and Prime Minister Naoto Kan has said the nation is facing its sternest test since World War II as it tackles the aftermath of an earthquake, tsunami and a growing nuclear
Market Commentary – JAPAN – by RMB Asset Management International Read More »
The dangers of an unsigned will and intestate succession. A will is essentially a contract one enters into with the person one wishes to take charge of dealing with all one’s assets (and liabilities) after one dies. A non-existent, unsigned or incorrectly signed will can cause practical problems and place surviving family members and dependants
Estate Planning Essentials Read More »
Volgens Arthur Kamp, Beleggingsekonoom, Sanlam Beleggingsbestuur het “…….die opwelling in die binnelandse ekwiteitsmark vanaf die resessie-geïnduseerde laagtepunt in 2009, gehelp on ‘n terugspring in huishoudelike netto welvaart te stut, wat die herstel van huishoudelike verbruik verder ondersteun het. In der waarheid het verbruikersbesteding die konsensus-verwagtinge op verrassende wyse deur die loop van 2010 oortref, met ‘n gemiddelde
Vooruitsigte vir Suid-Afrika se beleidskoers Read More »
According to Arthur Kamp, Investment Economist, Sanlam Investment Management “……the surge in the domestic equity market from its recession induced low in 2009 has helped underpin a bounce in household net wealth, thus further supporting the recovery in household consumption. Indeed, real consumer spending surprised consensus expectations to the upside through 2010, advancing, on average,
Prospects for South Africa’s policy rate Read More »
Next Wednesday sees the presentation of the annual Budget by Finance Minister Pravin Gordhan. This is a very big occasion for SA inc and pages are devoted to it, opinions are expressed and written. The Budget is – in essence – our roadmap as a country for the year. So while next week will be
Money Marketing Newsletter – Lessons for our budgets Read More »
Executive Summary Last week was an amazing week for our stock market and offshore markets. In the midst of concerns about a correction and Egypt, the market promptly jumped 4.3% in rands (3.4% in dollars, not shabby) to another post-crash high as the US market gained 2.7% in dollars and the MSCI World Index
The Weekly Focus – Bull Market forges on Read More »
By Dr Simon Pearse, Marriott Asset Management CEO The hottest question in the investment industry right now is “where is the rand going to go?” The answer, of course, is not simple. There are numerous factors influencing the currency at present, not least the attempts by many countries to weaken their currencies in order to
Money Marketing Newsletter – Where is the Rand Headed? Read More »
(by Group Advisory Services, Stanlib) Market Comment September was a great month for markets, with the JSE gaining 8.7% (15.2% in dollars), while the MSCI World Index gained 9.4% and the MSCI Emerging Markets Index gained 11.1%, both in dollars. With the rand gaining 5.9% in September against the dollar, these two returns were 3.4%
Executive Summary of Weekly Focus Read More »
Economic variables released during the course of the past week gave an indication of South African international trade, demand for credit and money supply in the economy. These variables are very important to look at as they give an indication of consumer demand (demand for credit) and foreign demand for South African produced goods. Read
Efficient Group – Events to Watch 6 to 10 September 2010 Read More »
This edition of Estate Planning Essentials is the last in a 3 part series and looks at some of the practical issues that farmers face, concerning their estates. Read on…
Estate Planning Essentials – The Farmer and his Will – Part 3 Read More »
Market Comment STANLIB’s economist, Kevin Lings, continues to believe (even after recent weak numbers) that there is only a 20-30% risk of a “double-dip” recession in the near term, meaning that there is a 70-80% probability of continued, albeit slower, global growth. Many top analysts/economists agree with this view, saying that it is quite normal
Executive Summary of Weekly Focus (by Group Advisory Services, Stanlib) Read More »
A farmer’s will often tries to accomplish the equal treatment of family members, yet the wording of a will often leads to unenforceable wishes and major liquidity shortfalls in the estate. Issues that need to be discussed in full with the farmer before the will is drafted are: Read on…..
Estate Planning Esentials – The farmer and his will Read More »
